Pricing

Simple, transparent, and actually on the website

Flat prices for every service, published for everyone: no hourly meters, no "hop on a call to find out."

Monthly plans sized by your expenses: month-to-month, no contracts, and 100% tax-deductible for your business.

Starter

$249 /mo

For solo operators and new businesses with up to $15k in monthly expenses.

  • Monthly transaction categorization & reconciliation
  • Up to 3 bank & credit card accounts
  • Monthly profit & loss and balance sheet
  • Plain-English monthly summary note
  • Books closed by the 20th business day
  • Email support, answered within one business day

100% tax deductible

Book a free consult

Premium

$749 /mo

For established businesses with up to $150k in monthly expenses that want a hands-off back office.

  • Everything in Standard
  • Unlimited connected accounts
  • Accrual or cash-basis books
  • Custom chart of accounts & class tracking
  • Monthly video review of your financials
  • Books closed by the 10th business day

100% tax deductible

Book a free consult

Above $150k in monthly expenses, or something unusual (multi-entity, inventory-heavy)? We'll put together a custom flat quote, still in writing, still with no surprises.

Flat annual fees by entity type, filed by people who already know your books. Bookkeeping clients get 20% off.

Sole proprietors & single-member LLCs

from $600

Your business return is a Schedule C filed inside your personal return, so it's one filing and one price. This is the same package as our Self-employed personal return.

  • Schedule C prepared and filed with your Form 1040
  • One state return included
  • Quarterly estimated-payment calculations
  • Federal extension filed free if you need it
  • Tax questions answered year-round, not just in April

Bookkeeping clients: from $480/yr

Book a free consult

S-Corps & partnerships

$1,500

Business returns for pass-through entities, with K-1s your partners won't have to chase.

  • Form 1120-S or 1065 prepared and filed
  • K-1s for all owners
  • One state return included
  • Reasonable-salary guidance for S-Corp owners
  • Federal extension filed free if you need it
  • Tax questions answered year-round

Bookkeeping clients: $1,200/yr

Book a free consult

Prepared by a person, reviewed by a second person, and explained to you in sentences.

Everyday returns

from $350

W-2 income, standard or itemized deductions, one state.

  • Federal Form 1040 + one state return
  • Itemized deductions when they beat the standard
  • Dependents, credits, and education forms
  • A short walkthrough of your return before filing
Book a free consult

Self-employed & complex

from $600

Freelance or 1099 income, rentals, stock sales, multiple states.

  • Everything in Everyday returns
  • Schedule C for freelance & gig income
  • Rental property (Schedule E) & investment sales
  • Quarterly estimated-payment schedule for next year
  • Additional states at a flat $150 each
Book a free consult

Sole proprietor or single-member LLC? This is also your business return: the Schedule C is filed inside your Form 1040, so you pay once, not twice.

À la carte extras, priced up front like everything else.

Service Price
Catch-up bookkeeping Behind on your books? We bring each past month current. $199 per month of history
Additional state tax filing For business or personal returns beyond the included state. $150 per state
Payroll setup Gusto or ADP configured, employees onboarded, filings scheduled. $250 one-time
1099 preparation & filing Included in Standard and Premium plans. $25 per contractor
QuickBooks or Xero setup Chart of accounts, bank feeds, and starting balances done right. $300 one-time
Pricing questions

The fine print, in plain English

Is there a contract or setup fee?

No setup fees, and bookkeeping plans are month-to-month. If you leave, your books and your software logins stay yours, and we'll hand everything over tidily.

What if my expenses fluctuate month to month?

We look at your average over the last three months, not your busiest one. If you grow into a bigger plan, we'll tell you a month ahead. Your price never changes retroactively.

Who is Harbor Books not a fit for?

We're honest about this: publicly traded companies and complex multi-entity international structures need a different kind of firm. If that's you, we'll say so on the first call and point you somewhere good. (Need audited or reviewed statements? We manage those through a licensed CPA firm in our network; the FAQ explains how.)

Are your fees really tax deductible?

For businesses, yes: bookkeeping, accounting, and business tax preparation fees are ordinary business expenses. For personal returns it depends on your situation, and we'll tell you straight either way.

Can you just do my taxes without bookkeeping?

Yes. Personal returns never require a bookkeeping plan, and we take standalone business returns when the books are in reasonable shape. If they're not, catch-up bookkeeping gets them there first. It usually pays for itself in deductions we find along the way.

Not sure which plan fits?

Book a free consult and we'll recommend one in 30 minutes, including the honest option of “you don't need us yet.”